Fees and Insurance
How Much Does Treatment Cost?
Being an active, symptom-focused treatment approach, cognitive-behavior therapy often brings about more rapid results in much shorter time than more traditional “talk” therapy, which could drag on for years with little improvement. The overall cost of your treatment will vary according to several factors, including the severity of your problem.
You are more expensive than most other therapists in the area. Why?
It’s simple: because of the excellent results we achieve with our patients! These results reflect a high level of specialization, evidence-based treatment for OCD, OCD spectrum and anxiety disorders. By offering an outstanding level of treatment as well as excellent customer service, patients find excellent value for the fees we charge. Many find that it is more cost effective to pay more to receive this level of specialized treatment. As specialists, we can resolve long-standing, seemingly intractable problems in far fewer sessions and at far lower overall cost, than many sessions of less targeted and focused treatment from a “generalist” practitioner.
Does your office accept my insurance?
No, our office does not bill insurance companies for direct payment. However, many health insurance plans will reimburse for “out of network” providers. We can assist you to obtain reimbursement. Check your individual insurance plan for details.
Why don’t you accept insurance?
Contracts with insurance company provider panels require that we charge fees for our services that are far below what we believe is appropriate in order to provide the highest quality of care for our patients. In addition, insurance panel contracts limit the treatment options we can offer our patients, often to the disservice of the patient. Add in the fact that it is expensive to hire staff whose sole job is to chase insurance companies for reimbursement, and it makes accepting insurance payments even more unworkable. For these reasons, we have decided to run our practice independently of affiliation with insurance company provider panels. Occasionally, we will negotiate a “single case agreement” with an insurance company to obtain reimbursement, but we do not accept the insurance company’s payment as “full payment.”
Can I use my existing insurance benefits for treatment with you?
Yes, but it depends upon your individual insurance plan. If you have outpatient mental health insurance benefits that will pay for “out of network” providers, you very likely can obtain your reimbursement directly from your insurance company. It will be necessary for you to contact your insurance company to obtain specific information on how much you will be reimbursed. We can provide you with a “superbill” following each session that has all of the necessary information required to submit to your insurance company for reimbursement.
Additionally, as a courtesy to you, we will put your insurance information into our computer system and generate the claim forms on your behalf, thus directing payment directly to you. Insurance claim forms are processed and mailed out from our office every two weeks.
Does your office accept Medicare or Medicaid or other government insurance plan?
No, we do not participate in these programs. If you are a Medicare recipient, we can provide you with a “superbill” to submit to Medicare for reimbursement.
How is payment made?
Payment must be made in full at the time that services are rendered. Payment is accepted in the form of cash, local Florida check, bank cashier’s check or Credit Card (we accept MasterCard, Visa, Discover, or debit cards only). We also accept payment for some services via PayPal.
Do You Have a Sliding Scale?
We do not have a formal sliding scale. However, after the initial evaluation, we may take into consideration the client’s individual hardship circumstances in setting the fee for ongoing treatment. We want to enable more OCD and anxiety sufferers to have access to our services, so will consider adjustments to our fees on a on a case by case basis.